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자차 - Does this mean driving a car alone? Does it mean solo driving or perhaps solo driver?

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  • I'm curious where you saw this, or what the context was. Regardless, @gaeguri is going to be correct; however, it is still probably useful for learning where one might see this (besides 자차보험). – 제이 죤스톤 Jan 4 '18 at 14:34
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자차 (自車) means "own car".

It's normally heard in the expression 자차보험 "own car insurance" - which means auto insurance in which your own car is covered. I haven't heard it used outside of that expression though.

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